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Case C-222/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 8 March 2019 — BW Sp. z o.o., having its seat in B. v D.R.
ECLI:EU:UNKNOWN:62019CN0222
62019CN0222
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EN
Official Journal of the European Union
C 280/17
(Case C-222/19)
(2019/C 280/23)
Language of the case: Polish
Referring court
Parties to the main proceedings
Applicant: BW Sp. z o.o., having its seat in B.
Defendant: D.R.
Question referred
Must the provisions of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, in particular Article 3(1) of that directive, and the principles of EU law concerning consumer protection and the balance between contracting parties be interpreted as precluding the introduction into national law of the concept of ‘maximum non-interest credit costs’ and the mathematical formula for calculating those costs set out in Article 5(6a), in conjunction with Article 36a, of the Ustawa o kredycie konsumenckim (Law on Consumer Credit) of 12 May 2011 (consolidated text: Dziennik Ustaw of 2018, item 993), which allow the costs of the business activity of a seller or supplier to be included in the costs related to a credit agreement that are to be borne by the consumer (the total cost of the credit)?
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Language of the case: Polish.
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