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Case C-351/21, Beobank: Judgment of the Court (Fifth Chamber) of 16 March 2023 (request for a preliminary ruling from the Justice de paix du canton de Forest — Belgium) — ZG v Beobank SA (Reference for a preliminary ruling — Harmonisation of laws — Payment services in the internal market — Directive 2007/64/EC — Article 47(1)(a) — Information for the payer after receipt of the payment order — Articles 58, 60 and 61 — Payment service provider’s liability for unauthorised transactions — Obligation of that service provider to refund unauthorised transactions to the payer — Framework contracts — Obligation of that service provider to provide that payer with information relating to the payee concerned)
ECLI:EU:UNKNOWN:62021CA0351
62021CA0351
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Official Journal of the European Union
C 164/6
(Case C-351/21, (1) Beobank)
(Reference for a preliminary ruling - Harmonisation of laws - Payment services in the internal market - Directive 2007/64/EC - Article 47(1)(a) - Information for the payer after receipt of the payment order - Articles 58, 60 and 61 - Payment service provider’s liability for unauthorised transactions - Obligation of that service provider to refund unauthorised transactions to the payer - Framework contracts - Obligation of that service provider to provide that payer with information relating to the payee concerned)
(2023/C 164/08)
Language of the case: French
Referring court
Parties to the main proceedings
Applicant: ZG
Defendant: Beobank SA
Operative part of the judgment
Article 47(1)(a) of Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC
must be interpreted as meaning that a payer’s payment service provider is required to provide that payer with information enabling the natural or legal person who benefited from a payment transaction debited from that payer’s account to be identified and not only the information which that provider, after making its best efforts, has available with regard to that payment transaction.
OJ C 338, 23.8.2021.