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CACF / BANKIA / JV

M.8999

CACF / BANKIA / JV
July 29, 2018
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Disclaimer :

The Competition DG makes the information provided by the notifying parties in section 1.2 of Form CO available to the public in order to increase transparency. This information has been prepared by the notifying parties under their sole responsibility, and its content in no way prejudges the view the Commission may take of the planned operation. Nor can the Commission be held responsible for any incorrect or misleading information contained therein.

SECTION 1.2

Description of the concentration

1.On 5 July 2018, the Commission received the notification of a proposed concentration consisting in the creation of a new full-function joint-venture to be named CA CF – BANKIA CONSUMER FINANCE, S.A ("CA CF – BANKIA CONSUMER FINANCE", Spain) (the "Proposed Transaction"), which will be jointly controlled by both BANKIA, S.A. ("BANKIA", Spain) and CA CONSUMER FINANCE S.A. ("CACF", France).

The business activities of the undertakings concerned are:

a. BANKIA: is a Spanish financial entity active in Spain in the following sectors, among others: financial services and provision of financing, insurance, assets management and management of real estate assets.

b. CACF: is a French financial entity specialized in the provision of consumer credit present in 19 countries. It is active in all areas of consumer credit such as direct sales, point-of-sale financing (home equipment, vehicles, etc.), e-commerce, partnerships and brokerage. CACF belongs to the publicly traded French banking group CRÉDIT AGRICOLE S.A. ("CASA"), which is active globally in retail banking, insurance, real estate and financial services.

c. CA CF – BANKIA CONSUMER FINANCE: is a joint-venture that will be mainly active in the offer of consumer finance products in Spain to individuals, self-employed workers as well as other related activities.

Commission européenne, DG COMP MERGER REGISTRY, 1049 Bruxelles, BELGIQUE Europese Commissie, DG COMP MERGER REGISTRY, 1049 Brussel, BELGIË Tel: +32 229-91111. Fax: +32 229-64301. E-mail: COMP-MERGER-REGISTRY@ec.europa.eu.

EUC

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