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Case C-761/24, AXA Bank Belgium and Others: Request for a preliminary ruling from the Budapest Környéki Törvényszék (Hungary) lodged on 5 November 2024 – HM and JD v AXA Bank Belgium SA and Others
ECLI:EU:UNKNOWN:62024CN0761
62024CN0761
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Official Journal of the European Union
EN
C series
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C/2025/1075
(Case C-761/24, AXA Bank Belgium and Others)
(C/2025/1075)
Language of the case: Hungarian
Referring court
Parties to the main proceedings
Applicants: HM and JD
Defendants: AXA Bank Belgium SA, OTP Bank Nyrt. and OTP Faktoring Követeléskezelő Zrt.
Questions referred
—does not remedy the legal consequences of the invalidity in the legal relationship between the original lender and the consumer as debtor, because national legislation makes it possible for the original lender and a third party to conclude an agreement that results in a change in the parties to the contract;
—remedies the legal consequences of the invalidity only as between the consumer and the successor in law entering the contractual relationship as a new party as a result of the transfer of the contract, in such a way that the consumer is obliged to make any payment to the new party to the contract rather than to the original lender and, conversely, may only claim from the new party entering the contractual relationship any amount that may have to be reimbursed to that consumer, even though the consumer has not made any payment to that party?
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(1) OJ 1993 L 95, p. 29.
ELI: http://data.europa.eu/eli/C/2025/1075/oj
ISSN 1977-091X (electronic edition)
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