I imagine what I want to write in my case, I write it in the search engine and I get exactly what I wanted. Thank you!
Valentina R., lawyer
EN
2014/C 223/04
Language of the case: Spanish
Applicant: Juan Pedro Ludeña Hormigos
Defendant: Banco Santander, S.A.
1.Is Article 22.1 of Law 16/09 of 13 November on payment services compatible with Community law, insofar as it allows a bank to apply and/or increase the cost of services by changing the conditions initially agreed upon?
2.Is it sufficient protection for that user that he may terminate the contract without charge?
3.Are contractual terms agreed between the parties that provide the same options as those provided for in the provision referred to in the first question lawful?
4.Lastly, if the reply to the foregoing questions is affirmative, is the notice period of two months compatible with Community law?