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Joined Cases C-568/14 to C-570/14: Order of the Court (Fifth Chamber) of 26 October 2016 (requests for a preliminary ruling from the Juzgado de lo Mercantil No 3 de Barcelona — Spain) — Ismael Fernández Oliva v Caixabank SA (C-568/14), Jordi Carné Hidalgo, Anna Aracil Gracia v Catalunya Banc SA (C-569/14), Nuria Robirosa Carrera, César Romera Navales v Banco Popular Español SA (C-570/14) (Reference for a preliminary ruling — Directive 93/13/EEC — Article 99 of the Rules of Procedure of the Court of Justice — Contracts concluded between sellers or suppliers and consumers — Mortgage contracts — ‘Floor’ clause — Collective proceedings — Individual action with the same subject matter — Interim relief)
ECLI:EU:UNKNOWN:62014CB0568
62014CB0568
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Valentina R., lawyer
27.2.2017
Official Journal of the European Union
C 63/4
(Joined Cases C-568/14 to C-570/14) (<a id="ntc1-C_2017063EN.01000402-E0001" href="#ntr1-C_2017063EN.01000402-E0001"> (<span class="super note-tag">1</span>)</a>)
((Reference for a preliminary ruling - Directive 93/13/EEC - Article 99 of the Rules of Procedure of the Court of Justice - Contracts concluded between sellers or suppliers and consumers - Mortgage contracts - ‘Floor’ clause - Collective proceedings - Individual action with the same subject matter - Interim relief))
(2017/C 063/06)
Language of the case: Spanish
Referring court
Parties to the main proceedings
Applicants: Ismael Fernández Oliva (C-568/14), Jordi Carné Hidalgo, Anna Aracil Gracia (C-569/14), Nuria Robirosa Carrera, César Romera Navales (C-570/14)
Defendants: Caixabank SA (C-568/14), Catalunya Banc SA (C-569/14), Banco Popular Español SA (C-570/14)
Operative part of the order
Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts must be interpreted as precluding a provision of national law, such as that at issue in the main proceedings, which does not permit a court seised of an individual action brought by a consumer seeking a declaration that a term of a contract binding him to a seller or supplier is unfair to adopt interim relief of its own motion, for as long as it considers appropriate, pending a final judgment in an ongoing collective action, the outcome of which may be applied to the individual action, when such relief is necessary in order to ensure the full effectiveness of the judgment to be given on the existence of the rights claimed by the consumer under Directive 93/13.
(<span class="note">1</span>) <a href="./../../../../legal-content/EN/AUTO/?uri=OJ:C:2015:046:TOC">OJ C 46, 9.2.2015</a>.