24.6.2014

Official Journal of the European Union

C 194/8

Judgment of the Court (Sixth Chamber) of 30 April 2014 (request for a preliminary ruling from the Juzgado de Primera Instancia No 4 de Palma de Mallorca — Spain) — Barclays Bank SA v Sara Sánchez García, Alejandro Chacón Barrera

(Case C-280/13) (<span class="super">1</span>)

((Request for a preliminary ruling - Directive 93/13/EEC - Thirteenth recital in the preamble - Article 1(2) - Consumer contracts - Mortgage loan agreement - Mortgage enforcement proceedings - National statutory and regulatory provisions - Contractual balance))

2014/C 194/09

Language of the case: Spanish

Referring court

Juzgado de Primera Instancia No 4 de Palma de Mallorca

Parties to the main proceedings

Applicant: Barclays Bank SA

Defendant: Sara Sánchez García, Alejandro Chacón Barrera

Re:

Request for a preliminary ruling — Juzgado de Primera Instancia de Palma de Mallorca — Interpretation of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29) — Consumer protection in relation to mortgage loans — Balance in the parties’ contractual rights and obligations — Principle of consumer protection — National civil procedure rules applicable to the procedure for enforcing a mortgage

Operative part of the judgment

Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts and the principles of EU law relating to consumer protection and a balance in the parties’ rights and obligations must be interpreted as meaning that statutory and regulatory provisions of a Member State, such as those at issue in the main proceedings, are excluded from their scope, when there is no contractual term altering the effect or ambit of those provisions.

*

Language of the case: Spanish.

ECLI:EU:C:2014:140