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Case C-252/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 20 March 2019 — QL S.A. in B. v C.G.
ECLI:EU:UNKNOWN:62019CN0252
62019CN0252
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Valentina R., lawyer
EN
Official Journal of the European Union
C 280/18
(Case C-252/19)
(2019/C 280/24)
Language of the case: Polish
Referring court
Parties to the main proceedings
Applicant: QL S.A. in B.
Defendant: C.G.
Question referred
Must the provisions of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, (1) and in particular Article 3(g) and Article 22(1) of that directive, be interpreted as precluding the introduction into national law of the concept of ‘maximum non-interest credit costs’ and the mathematical formula for calculating those costs set out in Article 5(6)(a) in conjunction with Article 36a of the Ustawa o kredycie konsumenckim z dnia 12 maja 2011 r. (Law of 12 May 2011 on Consumer Credit, consolidated text: Journal of Laws [Dz. U.] of 2018, item 993), which allow the costs of the business activity of a seller or supplier to be included in the costs related to a credit agreement that are to be borne by the consumer (the total costs of the credit)?
(1) OJ 2008 L 133, p. 66.
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Language of the case: Polish