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Case C-944/19: Request for a preliminary ruling from the Augstākā tiesa (Senāts) (Latvia) lodged on 27 December 2019 — AS ‘4finance’ v Patērētāju tiesību aizsardzības centrs
ECLI:EU:UNKNOWN:62019CN0944
62019CN0944
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Official Journal of the European Union
C 137/28
(Case C-944/19)
(2020/C 137/38)
Language of the case: Latvian
Referring court
Parties to the main proceedings
Applicant at first instance and appellant on a point of law: AS ‘4finance’
Respondent in the appeal proceedings: Patērētāju tiesību aizsardzības centrs
Questions referred
1.Is the concept of ‘total cost of the credit to the consumer’, defined in Article 3(g) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102 EEC, (1) an autonomous concept of EU law?
2.Are the costs of extending the credit included in the concept of ‘total cost of the credit to the consumer’ in Article 3(g) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102 EEC, in circumstances such as those of the present case, if the clauses on extending the credit form part of the terms and conditions of the credit agreement agreed by the borrower and the lender?
Language of the case: Latvian
(1) OJ 2008 L 133, p. 66.