I imagine what I want to write in my case, I write it in the search engine and I get exactly what I wanted. Thank you!
Valentina R., lawyer
EN
(2022/C 318/38)
Language of the case: Polish
Applicant: Z. sp. z o.o.
Defendant: A. S.A.
In the context of the principle of the effectiveness of EU law, must Article 16(1) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC (1) be understood as meaning that a consumer, or an undertaking to which a consumer has transferred his/her rights arising from that provision of the directive, may request, pursuant to it, that the creditor hand over a copy of the agreement (as well as the terms of business forming part of the agreement), and information on repayment of the credit which are necessary in order to verify the correctness of the calculation of the sums paid to the consumer as repayment of the proportion of the total cost of the credit in connection with the early repayment thereof and necessary in order to bring a claim for any repayment of the aforementioned amounts?
(1) OJ 2008 L 133, p. 66.
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Language of the case: Polish