- Query in any language with multilingual search
- Access EUR-Lex and EU Commission case law
- See relevant paragraphs highlighted instantly
Similar Documents
Explore similar documents to your case.We Found Similar Cases for You
Case C-85/24, BAWAG: Judgment of the Court (First Chamber) of 27 February 2025 (request for a preliminary ruling from the Oberster Gerichtshof – Austria) – Verein für Konsumenteninformation v BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG (Reference for a preliminary ruling – Consumer protection – Credit agreements for consumers relating to residential immovable property – Directive 2014/17/EU – Article 13(1)(g) – General information on home loan products – Obligation to provide a representative example – Directive 2005/29/EC – Article 7 – Banking institution offering different variants of loans – Information sheet including only examples of variable rate credit agreements)
ECLI:EU:UNKNOWN:62024CA0085
62024CA0085
With us you find everything. Try it now!
I imagine what I want to write in my case, I write it in the search engine and I get exactly what I wanted. Thank you!
Valentina R., lawyer
Official Journal of the European Union
C series
—
C/2025/2171
22.4.2025
(Case C-85/24,
BAWAG)
(Reference for a preliminary ruling - Consumer protection - Credit agreements for consumers relating to residential immovable property - Directive 2014/17/EU - Article 13(1)(g) - General information on home loan products - Obligation to provide a ‘representative example’ - Directive 2005/29/EC - Article 7 - Banking institution offering different variants of loans - Information sheet including only examples of variable rate credit agreements)
(C/2025/2171)
Language of the case: German
Referring court
Parties to the main proceedings
Applicant and appellant on a point of law: Verein für Konsumenteninformation
Defendant and respondent on a point of law: BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Operative part of the judgment
Article 13(1)(g) of Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010
must be interpreted as meaning that a creditor who offers, for the purpose of financing the construction of a dwelling, credit agreements, whether or not secured by a mortgage, at a fixed interest rate, at a variable interest rate or with alternating variable interest rate and fixed interest rate periods, is required to provide, in the general information, only one example of the loans it offers, provided that that example is representative.
—
(1) OJ C C/2024/2594.
ELI: http://data.europa.eu/eli/C/2025/2171/oj
ISSN 1977-091X (electronic edition)
—