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Case C-686/19: Request for a preliminary ruling from the Augstākā tiesa (Senāts) (Latvia) lodged on 18 September 2019 — ‘Soho Group’ SIA v Patērētāju tiesību aizsardzības centrs

ECLI:EU:UNKNOWN:62019CN0686

62019CN0686

September 18, 2019
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25.11.2019

Official Journal of the European Union

C 399/32

(Case C-686/19)

(2019/C 399/37)

Language of the case: Latvian

Referring court

Parties to the main proceedings

Applicant: ‘Soho Group’ SIA

Defendant: Patērētāju tiesību aizsardzības centrs

Questions referred

1.Is the concept ‘total cost of the credit to the consumer’, defined in Article 3(g) of Directive 2008/48/EC (1) of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, an autonomous concept of EU law?

2.Are the costs of extending the credit included in the concept ‘total cost of the credit to the consumer’, defined in Article 3(g) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, in circumstances such as those of the present case, if the clauses on extending the credit form part of the terms and conditions of the credit agreement agreed by the borrower and the lender?

(1) OJ 2008 L 133, p. 66.

* * *

Language of the case: Latvian

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