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Case C-49/14: Judgment of the Court (First Chamber) of 18 February 2016 (request for a preliminary ruling from the Juzgado de Primera Instancia de Cartagena (Spain)) — Finanmadrid EFC SA v Jesús Vicente Albán Zambrano, María Josefa García Zapata, Jorge Luis Albán Zambrano and Miriam Elisabeth Caicedo Merino (Reference for a preliminary ruling — Directive 93/13/EEC — Unfair terms — Order for payment procedure — Enforcement proceedings — Powers of the national court responsible for enforcement to raise of its own motion the fact that the unfair term is invalid — Principle of res judicata — Principle of effectiveness — Charter of Fundamental Rights of the European Union — Judicial protection)
ECLI:EU:UNKNOWN:62014CA0049
62014CA0049
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25.4.2016
Official Journal of the European Union
C 145/5
(Case C-49/14) (<span class="super">1</span>)
((Reference for a preliminary ruling - Directive 93/13/EEC - Unfair terms - Order for payment procedure - Enforcement proceedings - Powers of the national court responsible for enforcement to raise of its own motion the fact that the unfair term is invalid - Principle of res judicata - Principle of effectiveness - Charter of Fundamental Rights of the European Union - Judicial protection))
(2016/C 145/04)
Language of the case: Spanish
Referring court
Parties to the main proceedings
Applicant: Finanmadrid EFC SA
Defendants: Jesús Vicente Albán Zambrano, María Josefa García Zapata, Jorge Luis Albán Zambrano and Miriam Elisabeth Caicedo Merino
Operative part of the judgment
Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts precludes national legislation, such as that at issue in the main proceedings, which does not permit the court ruling on the enforcement of an order for payment to assess of its own motion whether a term in a contract concluded between a seller or supplier and a consumer is unfair, when the authority hearing the application for an order for payment does not have the power to make such an assessment.
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Language of the case: Spanish.