Official Journal of the European Union

C series

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C/2025/4034

28.7.2025

(Case C-277/25, Helpfind Funding and Others)

(C/2025/4034)

Language of the case: Polish

Referring court

Parties to the main proceedings

Applicants: Helpfind Funding SARL, GC, NOVA DELTA XALTUM sp. z o.o. sp. k.

Defendants: Towarzystwo Ubezpieczeń i Reasekuracji ALLIANZ Polska S.A., Powszechny Zakład Ubezpieczeń S.A., Towarzystwo Ubezpieczeń i Reasekuracji WARTA S.A., Generali Towarzystwo Ubezpieczeń S.A., Sopockie Towarzystwo Ubezpieczeń ERGO HESTIA S.A.

Questions referred

Should Articles 3, 18 and 28 of Directive 2009/103/EC of the European Parliament and of the Council of 16 September 2009 relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability …, (1) be interpreted as precluding a finding that a contract is valid and enforceable if it has been concluded with a victim who, having not previously received full compensation for loss or injury sustained as a result of an accident, assigns to a third party his or her right to obtain full compensation from the insurance company covering the person responsible for the accident caused by the use of a vehicle?

Should the above articles be interpreted as precluding recognition of the third party discussed in the first question as a person entitled to compensation in respect of any loss or injury caused by vehicles, in accordance with Article 1(2) of Directive 2009/103?

Should the above articles of Directive 2009/103 be interpreted as precluding a finding that the third party described in the first question has locus standi to bring a direct action against the insurance company referred to in that question?

(1) OJ 2009 L 263, p. 11.

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ELI: http://data.europa.eu/eli/C/2025/4034/oj

ISSN 1977-091X (electronic edition)

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