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Case C-523/22: Request for a preliminary ruling from the Apelativen sad Veliko Tarnovo (Bulgaria) lodged on 4 August 2022 — UT v SO
ECLI:EU:UNKNOWN:62022CN0523
62022CN0523
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Valentina R., lawyer
7.11.2022
Official Journal of the European Union
C 424/27
(Case C-523/22)
(2022/C 424/36)
Language of the case: Bulgarian
Referring court
Parties to the main proceedings
Defendant: UT
Private prosecutor and civil claimant: SO
Questions referred
1.Is the definition of a credit institution in Article 4(1)(1) of Regulation (EU) No 575/2013 (1) of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 to be interpreted as meaning that credit is to be granted exclusively from funds received from the public as deposits or other repayable funds, or may a credit institution also grant credit from funds from other sources?
2.How is the content of the ‘instrument … in any form … by which the right to carry out the business is granted’ within the meaning of Article 4(1)(42) of Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 to be interpreted, and does it include both the authorisation scheme and the registration scheme which grant approval for credit operations?
(1) OJ 2013 L 176, p. 1.