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Case C-75/19: Order of the Court of 6 November 2019 (request for a preliminary ruling from the Tribunalul Specializat Mureş — Romania) — MF v BNP Paribas Personal Finance SA Paris Sucursala Bucureşti, Secapital Sàrl (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court — Directive 93/13/EEC — Consumer contracts — Consumer credit — Enforcement proceedings — Time limit of 15 days from service of enforcement proceedings to raise the unfairness of a term)
ECLI:EU:UNKNOWN:62019CB0075
62019CB0075
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11.5.2020
Official Journal of the European Union
C 161/13
(Case C-75/19) (*)
(Reference for a preliminary ruling - Article 99 of the Rules of Procedure of the Court - Directive 93/13/EEC - Consumer contracts - Consumer credit - Enforcement proceedings - Time limit of 15 days from service of enforcement proceedings to raise the unfairness of a term)
(2020/C 161/18)
Language of the case: Romanian
Referring court
Parties to the main proceedings
Applicant: MF
Defendant: BNP Paribas Personal Finance SA Paris Sucursala Bucureşti, Secapital Sàrl
Operative part of the order
Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts must be interpreted as precluding a rule of national law by which a consumer who concluded a loan agreement with a credit institution and against whom that supplier initiated enforcement proceedings is time-barred, beyond a period of 15 days from service of the first documents in those proceedings, from relying on the existence unfair terms to defend those proceedings, even if under national law the consumer may bring an action for a finding of unfair terms which is not subject to any time limit, but the outcome of which has no bearing on the outcome of the enforcement proceedings, which may be binding on the consumer before the conclusion of the action for a finding of unfair terms.
(*)
Language of the case: Romanian
* * *
(1) OJ C 164, 13.5.2019.