I imagine what I want to write in my case, I write it in the search engine and I get exactly what I wanted. Thank you!
Valentina R., lawyer
Language of the case: Portuguese
Applicant: Mediterranean Shipping Company (Portugal) — Agentes de Navegação S.A.
Defendants: Banco Comercial Português SA, Caixa Geral de Depósitos, SA
1.Should Article 2 of Directive 2007/64/EC (1) be interpreted such that its scope, as defined in that article, must be deemed to include the execution of a direct-debit payment order issued by a third-party on an account which it does not hold, where the holder of that account has not entered into a payment service contract for a single transaction, or a framework contract for the provision of payment services with that credit institution?
2.If the answer to question 1 is affirmative, in those circumstances, can that account holder be considered to be a payment service user under Article 58 of that directive?
(1) Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (OJ 2007, L 319, p. 1).